TW Retirement Strategies
Meet The Team
Our Founder
Tom Watson
Tom W. Watson is the founder of TW Retirement Strategies, established in 2013 in Loveland, Colorado. With more than 22 years of experience in the financial services industry, Tom brings broad and deep experience and a client-first mindset to planning financially for retirement. He has earned the Top of the Table distinction with MDRT (Million Dollar Round Table), a recognition given to top-performing financial professionals in the field, and is also a licensed Investment Advisor Representative.
Clients choose to work with Tom and his team because of his personalized, thoughtful approach and genuine commitment to their financial peace of mind. People regularly describe the team as friendly, professional, knowledgeable, and easy to work with — and many say they feel more confident and informed about their retirement decisions after working together. Clients appreciate that advice is tailored to individual needs rather than “one-size-fits-all,” and that Tom takes the time to explain options clearly and patiently.
Tom believes that financially planning for retirement should be both practical and reassuring. He works closely with clients to help solve financial challenges and develop strategies designed to set aside a certain portion of their hard earned savings to provide potential guaranteed income for life. His philosophy centers on protecting principal first, seeking a reasonable rate of return over time, and keeping strategies simple and understandable. By truly getting to know each client’s goals and concerns, Tom and his team help create planning strategies that are as unique as the people they serve.
Tom studied Business Administration at the University of Montana and has completed extensive advanced education in both the insurance and investment arena. He maintains an A+ rating with the Better Business Bureau and is a member of the National Association of Insurance and Financial Advisors.
Based in Colorado, Tom is a proud father and grandfather. Outside of helping clients plan for their financial future, he enjoys spending time outdoors and traveling. Colleagues, clients, and friends describe him as hard-working, trustworthy, and someone you can depend on when planning for life’s most important goals.
Do you have questions about your current retirement strategies or perhaps you are just looking for a second opinion? Tom offers no-cost, no-obligation retirement strategy reviews. Contact the office to set up an appointment. Take control of your retirement today.
Marketing Director
Stevie Scavo
As Marketing Director at TW Retirement Strategies, Stevie blends strategy with creativity to shape the company’s marketing, advertising, seminars, and special events. Since joining the team in 2018 after graduating from the University of Hawai‘i at Mānoa, she has enjoyed finding new ways to engage the community through thoughtful campaigns and memorable event experiences.
What Stevie values most about working at TW is the firm’s strong moral and ethical foundation. She is proud to be part of a team that prioritizes doing what is right for clients above all else. TW’s commitment to integrity, transparency, and putting clients first makes representing the company especially meaningful to her.
Outside the office, Stevie enjoys paddleboarding and seeking out any activity that brings her close to the water. Energetic and approachable, she is always happy to answer questions and help in any way she can.
Transfer Coordinator
Jennifer Sadowski
Jennifer is the Transfer Coordinator for TW Retirement Strategies. She processes annuity applications and gives clients updates on a weekly basis. Jennifer joined TW Retirement Strategies in 2021 because she enjoys helping people keep their money safe and wanted an opportunity to do that, using her experience from working in the banking industry.
caring, helpful, and dependable Jennifer Sadowski has over 20 years of banking experience. She moved to Colorado from Florida in 2018 and currently lives there with her husband, son, and two cats.
Financial Advisor
Keegan Colangelo
Keegan is a financial advisor with TW Wealth Management, LLC, where he helps clients pursue their financial goals through thoughtful, relationship-centered guidance. He holds health and life insurance licenses, along with the SIE, Series 66, and Series 7, and plays a key role in managing the Assets Under Management (AUM) side of the business.
Motivated by his desire to grow as an advisor and work within a relationship-driven office—one where he can truly connect with individuals and families—Keegan found a natural home at TW Wealth Management. He values the opportunity to build genuine relationships and help clients feel confident in their financial future.
Kind-hearted and consistently positive, Keegan brings a calm enthusiasm to every interaction. A Colorado native from Lakewood and the oldest of four siblings, he enjoys spending his free time outdoors—hiking, exploring, listening to live music, and spending time with family and friends.

